
Texas HOA Foreclosure Limits & the 180-Day Redemption Right
Texas lets property owners' associations foreclose on assessment liens, and that power makes a lot of homeowners nervous. But Chapter 209 of the Texas Property Code, the Texas Residential Property Owners Protection Act, puts real guardrails around it. Two stand out: an association **can't foreclose when the debt is only fines**, and an owner who does lose a home at an HOA foreclosure sale gets **180 days to buy it back**. For boards, these rules aren't just homeowner protections. They're a list of steps that, if skipped, can unwind a foreclosure and expose the association to fee awards. Here's how they work.
MyFrontYard · October 21, 2026


